This institution is no longer active

Operations ceased on September 30, 2020. CRA examination history below reflects the period it was active.

EAGLE STATE BANK

EAGLE, NE · Supervised by FDIC

Est. 1974FDIC #21,809RSSD: FDIC-21809

Part ofEAGLE BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: June 2018

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 2.35%

Is this bank safe?

EAGLE STATE BANK holds a Satisfactory CRA rating (2018), is financially strong (ROA +2.35%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

600 South Fourth Street, EAGLE, NE

County

Cass County

Established

November 1, 1974

Total Assets

$52M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2018

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2020Call Report / FDIC

Total Assets

$52M

Total Deposits

$43M

Net Loans

$44M

Net Income

$549K

ROA

2.35%

Above avg for Small banks. Peer avg: 0.44%

ROE

29.30%

Risk-Based Capital

11.69%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA2.35%Peer avg: 0.44%▲ Above avg

Risk-Based Capital11.69%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate3.00%Peer avg: 6.90%▼ Fewer than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2020	901	81.02%	3.00%
2019	530	78.68%	4.34%
2018	464	80.6%	5.60%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jun 2018	Satisfactory	Small Bank
Jun 2012	Satisfactory	Small Bank
Apr 2007	Satisfactory	Small Bank

5 previous ratings locked — back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/eagle-state-bank"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: