🏦Bank Scorer

DOUGLAS NATIONAL BANK

DOUGLAS, GA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 2001FDIC #57,230
Outstanding Up

Current rating · Exam: October 2023

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 3.50%

Institution Profile

FDIC BankFind

Address

211 Ward St E, DOUGLAS, GA

County

Coffee County

Established

November 19, 2001

Total Assets

$332M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 2, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Oct 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$332M

Total Deposits

$301M

Net Loans

$240M

Net Income

$3M

ROA

3.50%

Above avg for Small banks. Peer avg: 0.44%

ROE

36.76%

Risk-Based Capital

15.26%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA3.50%Peer avg: 0.44%▲ Above avg
Risk-Based Capital15.26%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$302M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

Exam DateRatingExam Type
Oct 2023OutstandingSmall Bank
May 2019SatisfactorySmall Bank
Feb 2015SatisfactorySmall Bank

1 previous rating locked — back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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