This institution is no longer active
Operations ceased on January 12, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.4B
Total Deposits
$2.0B
Net Loans
$2.0B
Net Income
$22M
ROA
0.93%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.84%
Risk-Based Capital
12.24%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 80 | 71.25% | 10.00% |
| 2023 | 60 | 81.67% | 8.33% |
| 2019 | 45 | 88.89% | 4.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Small Bank |
| Dec 2014 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2004
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
17
Branch Deposits
$2.0B
1-Year Change
+10
5-year net change: +12 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/dogwood-state-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: