🏦Bank Scorer

MONTGOMERY BANK, NATIONAL ASSOCIATION

SIKESTON, MO · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1934FDIC #8,255
Satisfactory Same

Current rating · Exam: June 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.60%

Institution Profile

FDIC BankFind

Address

1 Montgomery Bank Plaza St, SIKESTON, MO

County

Scott County

Established

January 1, 1934

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 8, 2015

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$1.1B

Net Loans

$969M

Net Income

$5M

ROA

1.60%

ROE

14.70%

Risk-Based Capital

12.60%

Branch Footprint

FDIC SOD 2025

Total Branches

12

Branch Deposits

$1.0B

1-Year Change

0

5-year net change: +2 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202445674.78%11.84%
202343381.76%8.78%
202241985.2%7.16%
202159486.03%5.56%
202060776.44%10.05%
201947982.25%7.72%
201842390.54%3.78%

2024 national avg denial rate: 23.75% · above-average shown in red

Rating History

CRA / FFIEC

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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