This institution is no longer active

Operations ceased on November 13, 1998. CRA examination history below reflects the period it was active.

DAUPHIN DEPOSIT BANK AND TRUST COMPANY

HARRISBURG, PA · Supervised by FDIC

Est. 1835FDIC #695RSSD: FDIC-695

Part ofALLIED IRISH BANKS P L C→ View all charters

Outstanding

Current rating · Exam: March 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.92%

Institution Profile

FDIC BankFind

Address

213 Market Street, HARRISBURG, PA

County

Dauphin County

Established

September 1, 1835

Total Assets

$5.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$5.6B

Total Deposits

$3.8B

Net Loans

$3.4B

Net Income

$42M

ROA

0.92%

Above avg for Community banks. Peer avg: 0.90%

ROE

4.55%

Risk-Based Capital

11.62%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA0.92%Peer avg: 0.90%▲ Above avg

Risk-Based Capital11.62%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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