This institution is no longer active
Operations ceased on February 15, 2013. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$58M
Total Deposits
$54M
Net Loans
$39M
Net Income
$-1,498K
ROA
-2.47%
Below avg for Small banks. Peer avg: 0.44%
ROE
-84.76%
Risk-Based Capital
3.48%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 51 | 80.39% | 1.96% |
| 2018 | 32 | 90.63% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2010 | Satisfactory | Small Bank |
| Mar 2005 | Satisfactory | Small Bank |
| Sep 1998 | Outstanding | Small Bank |
2 previous ratings locked — back to 1992
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