This institution is no longer active
Operations ceased on April 4, 2009. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.08%
Is this bank safe?
COUNTRY CLUB BANK holds a Satisfactory CRA rating (1993), is financially strong (ROA +1.08%). Overall, this bank appears financially sound.
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$645M
Total Deposits
$512M
Net Loans
$339M
Net Income
$2M
ROA
1.08%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.45%
Risk-Based Capital
12.54%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 189 | 91.01% | 1.06% |
| 2023 | 196 | 94.39% | 1.53% |
| 2022 | 248 | 87.5% | 2.02% |
| 2021 | 444 | 94.59% | 1.13% |
| 2020 | 427 | 95.32% | 1.64% |
| 2019 | 133 | 89.47% | 3.76% |
| 2018 | 170 | 95.29% | 1.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 1993 | Satisfactory | Not Reported |
| Sep 1990 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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