This institution is no longer active

Operations ceased on July 31, 2016. CRA examination history below reflects the period it was active.

COUNTRY BANK

PRESCOTT, AZ · Supervised by FDIC

Est. 2003FDIC #57,498RSSD: FDIC-57498

Outstanding Up

Current rating · Exam: July 2015

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.16%

Institution Profile

FDIC BankFind

Address

147 North Cortez Street, PRESCOTT, AZ

County

Yavapai County

Established

February 3, 2003

Total Assets

$217M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2015

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$217M

Total Deposits

$194M

Net Loans

$105M

Net Income

$1M

ROA

1.16%

Above avg for Small banks. Peer avg: 0.44%

ROE

11.36%

Risk-Based Capital

17.61%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.16%Peer avg: 0.44%▲ Above avg

Risk-Based Capital17.61%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Jul 2015	Outstanding	Small Bank
May 2010	Satisfactory	Small Bank
Jan 2005	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/347b4198-6914-497e-8ea8-03f1fccab6a2"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: