This institution is no longer active

Operations ceased on July 30, 2004. CRA examination history below reflects the period it was active.

CONTINENTAL COMMUNITY BANK AND TRUST COMPANY

AURORA, IL · Supervised by FDIC

Est. 1954FDIC #17,292RSSD: FDIC-17292

Part ofCONTINENTAL MORTGAGE CORP→ View all charters

Outstanding Same

Current rating · Exam: January 2000

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -1.84%

Institution Profile

FDIC BankFind

Address

2430 West Indian Trail Road, AURORA, IL

County

Kane County

Established

January 2, 1954

Total Assets

$137M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 2000

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$137M

Total Deposits

$99M

Net Loans

$73M

Net Income

$-1,359K

ROA

-1.84%

Below avg for Small banks. Peer avg: 0.44%

ROE

-39.09%

Risk-Based Capital

8.25%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-1.84%Peer avg: 0.44%▼ Below avg

Risk-Based Capital8.25%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Jan 2000	Outstanding	Small Bank
Dec 1996	Outstanding	Small Bank
Jun 1995	Satisfactory	Not Reported

2 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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