This institution is no longer active

Operations ceased on April 30, 2019. CRA examination history below reflects the period it was active.

COMMUNITY BANK OF OAK PARK RIVER FOREST

OAK PARK, IL · Supervised by FDIC

Est. 1996FDIC #34,325RSSD: FDIC-34325

Part ofOAK PARK RIVER FOREST BANKSHARES→ View all charters

Satisfactory Same

Current rating · Exam: August 2017

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.28%

Is this bank safe?

COMMUNITY BANK OF OAK PARK RIVER FOREST holds a Satisfactory CRA rating (2017), is financially strong (ROA +1.28%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

1001 Lake Street, OAK PARK, IL

County

Cook County

Established

November 4, 1996

Total Assets

$323M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2017

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2019Call Report / FDIC

Total Assets

$323M

Total Deposits

$285M

Net Loans

$266M

Net Income

$1M

ROA

1.28%

Above avg for Small banks. Peer avg: 0.44%

ROE

12.48%

Risk-Based Capital

12.62%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.28%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.62%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate11.18%Peer avg: 6.90%▲ More than avg

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Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2018	501	67.66%	11.18%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Aug 2017	Satisfactory	Small Bank
Jul 2014	Satisfactory	Small Bank
Sep 2012	Needs to Improve	Intermediate Small Bank

3 previous ratings locked — back to 1999

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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