This institution is no longer active
Operations ceased on January 2, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$253M
Total Deposits
$210M
Net Loans
$172M
Net Income
$2M
ROA
0.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.33%
Risk-Based Capital
15.92%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 78 | 73.08% | 6.41% |
| 2018 | 59 | 77.97% | 8.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2017 | Satisfactory | Small Bank |
| Feb 2012 | Satisfactory | Small Bank |
| Jan 2007 | Satisfactory | Small Bank |
1 previous rating locked — back to 2001
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