This institution is no longer active
Operations ceased on November 9, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$744M
Total Deposits
$673M
Net Loans
$290M
Net Income
$5M
ROA
0.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.32%
Risk-Based Capital
16.25%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 103 | 23.3% | 34.95% |
| 2018 | 120 | 30.83% | 39.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2018 | Satisfactory | Intermediate Small Bank |
| Jul 2015 | Satisfactory | Intermediate Small Bank |
| Sep 2012 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2001
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