🏦Bank Scorer

COMMUNITY BANK AND TRUST COMPANY

MUSCATINE, IA · Supervised by FDIC

Est. 1980FDIC #23,189RSSD: FDIC-23189
Part ofC-B-G INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.85%

Institution Profile

FDIC BankFind

Address

2609 2nd Ave, MUSCATINE, IA

County

Muscatine County

Established

August 11, 1980

Total Assets

$315M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$315M

Total Deposits

$292M

Net Loans

$194M

Net Income

$1M

ROA

1.85%

ROE

26.90%

Risk-Based Capital

13.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$268M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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