This institution is no longer active
Operations ceased on December 31, 2008. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$45M
Total Deposits
$41M
Net Loans
$32M
Net Income
$-220K
ROA
-0.68%
Below avg for Small banks. Peer avg: 0.44%
ROE
-7.13%
Risk-Based Capital
18.05%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 51 | 88.24% | 3.92% |
| 2018 | 47 | 87.23% | 6.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2007 | Satisfactory | Small Bank |
| Feb 2003 | Satisfactory | Small Bank |
| Mar 1998 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1992
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