🏦Bank Scorer

COMENITY BANK

WILMINGTON, DE · Supervised by FDIC

Est. 1989FDIC #27,499RSSD: FDIC-27499
Outstanding Same

Current rating · Exam: March 2024

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 5.25%

Institution Profile

FDIC BankFind

Address

1 Righter Pkwy, WILMINGTON, DE

County

New Castle County

Established

May 1, 1989

Total Assets

$7.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 2024

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
Estimated next exam:Mar 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$7.8B

Total Deposits

$4.0B

Net Loans

$5.6B

Net Income

$102M

ROA

5.25%

Above avg for Community banks. Peer avg: 0.90%

ROE

38.74%

Risk-Based Capital

16.49%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA5.25%Peer avg: 0.90%▲ Above avg
Risk-Based Capital16.49%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$3.4B

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Mar 2024OutstandingWholesale/Limited Purpose
Jan 2021OutstandingWholesale/Limited Purpose
Aug 2018OutstandingWholesale/Limited Purpose

2 previous ratings locked — back to 2014

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/0d3ca03d-4277-4a26-8ccf-c4ab30351fec"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: