🏦Bank Scorer

COLUMN NATIONAL ASSOCIATION

CHICO, CA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 2006FDIC #58,224
Satisfactory Same

Current rating · Exam: July 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 8.28%

Institution Profile

FDIC BankFind

Address

1717 Mangrove Ave, CHICO, CA

County

Butte County

Established

March 28, 2006

Total Assets

$1.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 10, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Jul 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.4B

Total Deposits

$1.2B

Net Loans

$321M

Net Income

$23M

ROA

8.28%

Above avg for Community banks. Peer avg: 0.90%

ROE

68.77%

Risk-Based Capital

24.07%

Above avg for Community banks. Regulatory min: 8%

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA8.28%Peer avg: 0.90%▲ Above avg
Risk-Based Capital24.07%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$712M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Jul 2023SatisfactorySmall Bank
Feb 2019SatisfactorySmall Bank
Oct 2014SatisfactorySmall Bank

1 previous rating locked — back to 2009

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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