At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.25%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$2.6B
Total Deposits
$1.5B
Net Loans
$1.7B
Net Income
$2M
ROA
0.25%
Below avg for Community banks. Peer avg: 0.90%
ROE
2.62%
Risk-Based Capital
16.87%
Above avg for Community banks. Regulatory min: 8%
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
1
Branch Deposits
$1.5B
1-Year Change
0
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 2 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 1995 | Outstanding | Not Reported |
| Aug 1994 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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