This institution is no longer active
Operations ceased on March 31, 1997. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$233M
Total Deposits
$217M
Net Loans
$130M
Net Income
$330K
ROA
0.25%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.12%
Risk-Based Capital
10.06%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 39 | 69.23% | 17.95% |
| 2020 | 86 | 60.47% | 18.60% |
| 2019 | 120 | 72.5% | 15.83% |
| 2018 | 97 | 76.29% | 11.34% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 1995 | Satisfactory | Not Reported |
| Jan 1995 | Needs to Improve | Not Reported |
| Aug 1993 | Needs to Improve | Not Reported |
1 previous rating locked — back to 1990
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