This institution is no longer active
Operations ceased on April 9, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$223M
Total Deposits
$199M
Net Loans
$174M
Net Income
$913K
ROA
1.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.91%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 29 | 65.52% | 20.69% |
| 2023 | 47 | 74.47% | 14.89% |
| 2019 | 45 | 93.33% | 2.22% |
| 2018 | 20 | 90% | 10.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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