This institution is no longer active

Operations ceased on July 9, 2016. CRA examination history below reflects the period it was active.

COAST NATIONAL BANK

SAN LUIS OBISPO, CA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1997FDIC #34,381

Outstanding Up

Current rating · Exam: February 2012

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

500 Marsh Street, SAN LUIS OBISPO, CA

County

San Luis Obispo County

Established

June 16, 1997

Total Assets

$150M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 6, 2012

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 2012	Outstanding	Small Bank
Jun 2005	Satisfactory	Small Bank
Sep 1999	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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