This institution is no longer active
Operations ceased on October 25, 2005. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.69%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$152M
Total Deposits
$106M
Net Loans
$143M
Net Income
$2M
ROA
1.69%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.14%
Risk-Based Capital
11.49%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 1998 | Outstanding | Small Bank |
| Jul 1995 | Satisfactory | Not Reported |
| Apr 1993 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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