This institution is no longer active
Operations ceased on March 7, 1997. CRA examination history below reflects the period it was active.
CITIZENS STATE BANK OF CORPUS CHRISTI
CORPUS CHRISTI, TX · Supervised by FDIC
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.21%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$219M
Total Deposits
$192M
Net Loans
$108M
Net Income
$3M
ROA
1.21%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.03%
Risk-Based Capital
13.63%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1995 | Outstanding | Not Reported |
| Nov 1992 | Outstanding | Not Reported |
| Jan 1991 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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