At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.73%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$464M
Total Deposits
$435M
Net Loans
$255M
Net Income
$854K
ROA
0.73%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.54%
Risk-Based Capital
15.49%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
10
Branch Deposits
$441M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| Jul 2022 | Satisfactory | Small Bank |
| Jun 2019 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Rating Over Time
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