At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.94%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$2.0B
Total Deposits
$1.7B
Net Loans
$1.3B
Net Income
$10M
ROA
1.94%
Above avg for Community banks. Peer avg: 0.90%
ROE
20.28%
Risk-Based Capital
16.02%
Above avg for Community banks. Regulatory min: 8%
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
23
Branch Deposits
$1.7B
1-Year Change
0
5-year net change: +1 branches
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 2 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 1993 | Satisfactory | Assessment Factor |
| Oct 1992 | Needs to Improve | Assessment Factor |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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