🏦Bank Scorer

This institution is no longer active

Operations ceased on October 1, 1998. CRA examination history below reflects the period it was active.

CITIZENS BANK OF MARIANNA

MARIANNA, FL · Supervised by FDIC

Est. 1904FDIC #863RSSD: FDIC-863
Part ofCITIZENS BCORP INC→ View all charters
Outstanding Same

Current rating · Exam: December 1995

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.74%

Institution Profile

FDIC BankFind

Address

206 East Lafayette Street, MARIANNA, FL

County

Jackson County

Established

January 5, 1904

Total Assets

$156M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$156M

Total Deposits

$128M

Net Loans

$77M

Net Income

$2M

ROA

1.74%

Above avg for Small banks. Peer avg: 0.44%

ROE

10.30%

Risk-Based Capital

31.08%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.74%Peer avg: 0.44%▲ Above avg
Risk-Based Capital31.08%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

Exam DateRatingExam Type
Dec 1995OutstandingNot Reported
Jun 1993OutstandingNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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