This institution is no longer active
Operations ceased on September 30, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$496M
Total Deposits
$454M
Net Loans
$263M
Net Income
$964K
ROA
0.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.87%
Risk-Based Capital
14.63%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 35 | 62.86% | 20.00% |
| 2018 | 31 | 77.42% | 12.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
| Sep 2015 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1993
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