🏦Bank Scorer

CITIZENS BANK

AMARILLO, TX · Supervised by FDIC

Est. 1904FDIC #3,140RSSD: FDIC-3140
Part ofTRIPLE J FINANCIAL INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.17%

Institution Profile

FDIC BankFind

Address

4117 S Georgia St, AMARILLO, TX

County

Randall County

Established

February 4, 1904

Total Assets

$304M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2020

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$304M

Total Deposits

$268M

Net Loans

$183M

Net Income

$2M

ROA

2.17%

ROE

22.19%

Risk-Based Capital

16.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$238M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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