This institution is no longer active

Operations ceased on January 4, 2022. CRA examination history below reflects the period it was active.

CIT BANK, NATIONAL ASSOCIATION

PASADENA, CA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 2009FDIC #58,978

Part ofFirst Citizens BancShares→ View all charters

Satisfactory Same

Current rating · Exam: August 2018

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Is this bank safe?

CIT BANK, NATIONAL ASSOCIATION holds a Satisfactory CRA rating (2018).

Institution Profile

FDIC BankFind

Address

95 South Lake Ave, PASADENA, CA

County

Los Angeles County

Established

March 19, 2009

Total Assets

$47.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 6, 2018

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2021	3,372	63.58%	15.07%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Aug 2018	Satisfactory	Large Bank
Aug 2015	Satisfactory	Large Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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