🏦Bank Scorer

CHILLICOTHE STATE BANK

CHILLICOTHE, MO · Supervised by FDIC

Est. 1937FDIC #15,546RSSD: FDIC-15546
Part ofC S BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.26%

Institution Profile

FDIC BankFind

Address

600 Washington St, CHILLICOTHE, MO

County

Livingston County

Established

October 19, 1937

Total Assets

$139M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2026(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$139M

Total Deposits

$127M

Net Loans

$72M

Net Income

$434K

ROA

1.26%

ROE

15.60%

Risk-Based Capital

21.13%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$121M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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