This institution is no longer active

Operations ceased on July 7, 2022. CRA examination history below reflects the period it was active.

CHESAPEAKE BANK OF MARYLAND

PARKVILLE, MD · Supervised by OTS

Est. 1913FDIC #28,684

Outstanding Same

Current rating · Exam: November 2008

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

2001 East Joppa Road, PARKVILLE, MD

County

Baltimore County

Established

January 1, 1913

Total Assets

$241M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 17, 2008

Exam Type

Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2021	102	99.02%	0.00%
2020	175	99.43%	0.57%
2019	96	93.75%	0.00%
2018	77	84.42%	2.60%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Nov 2008	Outstanding	Small Bank
Oct 2003	Outstanding	Small Bank
Mar 1998	Outstanding	Small Bank

3 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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