CHELSEA ST BK

CHELSEA, MI · Supervised by Federal Reserve (FRB)

RSSD: FRB-711548

Satisfactory Same

Current rating · Exam: February 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 26, 2024

Exam Type

Intermediate Small Bank

Regulator

Federal Reserve (FRB)

What is a CRA rating? →

Estimated next exam:Feb 2029(based on asset size)

Download Evaluation Report (PDF)

Financial, branch, mortgage lending, and complaint data not available

This institution does not have a matched FDIC certificate in our database. Call Report financials, branch footprint, HMDA lending data, and CFPB complaints are sourced via FDIC cert and cannot be displayed without it.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 2024	Satisfactory	Intermediate Small Bank
Nov 2018	Satisfactory	Small Bank
Nov 2014	Satisfactory	Small Bank

4 previous ratings locked — back to 1998

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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