🏦Bank Scorer

This institution is no longer active

Operations ceased on October 14, 2011. CRA examination history below reflects the period it was active.

CHARTER BANK

ALBUQUERQUE, NM · Supervised by OTS

Est. 2010FDIC #59,030
Outstanding Same

Current rating · Exam: February 2008

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

4400 Osuna Road, Ne, ALBUQUERQUE, NM

County

Bernalillo County

Established

January 22, 2010

Total Assets

$706M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 11, 2008

Exam Type

Large Bank

Regulator

OTS
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

Exam DateRatingExam Type
Feb 2008OutstandingLarge Bank
Mar 2005OutstandingSmall Bank
Jun 2002SatisfactoryLarge Bank

5 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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