This institution is no longer active

Operations ceased on April 10, 1998. CRA examination history below reflects the period it was active.

CFX BANK

KEENE, NH · Supervised by FDIC

Est. 1897FDIC #17,991RSSD: FDIC-17991

Part ofCHESHIRE FINANCIAL CORP→ View all charters

Outstanding Same

Current rating · Exam: February 1997

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.96%

Institution Profile

FDIC BankFind

Address

194 West Street, KEENE, NH

County

Cheshire County

Established

January 1, 1897

Total Assets

$2.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1998Call Report / FDIC

Total Assets

$2.4B

Total Deposits

$1.6B

Net Loans

$1.8B

Net Income

$6M

ROA

0.96%

Above avg for Community banks. Peer avg: 0.90%

ROE

13.81%

Risk-Based Capital

11.67%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA0.96%Peer avg: 0.90%▲ Above avg

Risk-Based Capital11.67%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 1997	Outstanding	Small Bank
Jan 1994	Outstanding	Not Reported
Nov 1990	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/638b0c16-d68e-4ed4-af59-3dca6e0b016d"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: