At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 2.00%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$1.4B
Total Deposits
$1.3B
Net Loans
$1.2B
Net Income
$7M
ROA
2.00%
Above avg for Community banks. Peer avg: 0.90%
ROE
22.59%
Risk-Based Capital
13.56%
Above avg for Community banks. Regulatory min: 8%
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
4
Branch Deposits
$1.1B
1-Year Change
0
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Outstanding | Intermediate Small Bank |
| Aug 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1995
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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