Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$293M
Total Deposits
$253M
Net Loans
$128M
Net Income
$1M
ROA
1.48%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.80%
Risk-Based Capital
27.07%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 59 | 94.92% | 1.69% |
| 2023 | 47 | 95.74% | 2.13% |
| 2019 | 32 | 93.75% | 0.00% |
| 2018 | 38 | 94.74% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
0
Since 2018
3
all complaints on record
Monetary Relief
0%
% of complaints where company provided monetary relief
Untimely Response
100%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Small Bank |
| Jul 2017 | Satisfactory | Small Bank |
| Aug 2011 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$236M
1-Year Change
0
5-year net change: +1 branches
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