This institution is no longer active
Operations ceased on March 4, 2017. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$706M
Total Deposits
$602M
Net Loans
$524M
Net Income
$6M
ROA
0.86%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.54%
Risk-Based Capital
14.12%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 115 | 65.22% | 7.83% |
| 2019 | 105 | 69.52% | 17.14% |
| 2018 | 98 | 79.59% | 12.24% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2016 | Needs to Improve | Intermediate Small Bank |
| Jun 2012 | Satisfactory | Intermediate Small Bank |
| Oct 2008 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 1997
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