🏦Bank Scorer

CALIFORNIA BUSINESS BANK

IRVINE, CA · Supervised by FDIC

Est. 2005FDIC #58,037RSSD: FDIC-58037
Satisfactory Same

Current rating · Exam: April 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.73%

Is this bank safe?

CALIFORNIA BUSINESS BANK holds a Satisfactory CRA rating (2023), and meets basic financial requirements (ROA +0.73%).

Institution Profile

FDIC BankFind

Address

3200 El Camino Real, IRVINE, CA

County

Orange County

Established

November 1, 2005

Total Assets

$122M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2023

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Apr 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$122M

Total Deposits

$100M

Net Loans

$94M

Net Income

$223K

ROA

0.73%

Above avg for Small banks. Peer avg: 0.44%

ROE

5.13%

Risk-Based Capital

20.47%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.73%Peer avg: 0.44%▲ Above avg
Risk-Based Capital20.47%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$94M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Apr 2023SatisfactorySmall Bank
May 2017SatisfactorySmall Bank
Jun 2011SatisfactorySmall Bank

1 previous rating locked — back to 2008

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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