This institution is no longer active
Operations ceased on August 30, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$410M
Total Deposits
$348M
Net Loans
$320M
Net Income
$-1,830K
ROA
-0.82%
Below avg for Small banks. Peer avg: 0.44%
ROE
-15.94%
Risk-Based Capital
11.58%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 46 | 86.96% | 2.17% |
| 2018 | 96 | 84.38% | 6.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2019 | Satisfactory | Intermediate Small Bank |
| Jun 2016 | Satisfactory | Intermediate Small Bank |
| Jul 2013 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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