BOONVILLE FEDERAL SAVINGS BANK

BOONVILLE, IN · Supervised by FDIC

Est. 1917FDIC #30,128RSSD: FDIC-30128

Outstanding Same

Current rating · Exam: June 2020

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.40%

Is this bank safe?

BOONVILLE FEDERAL SAVINGS BANK earned an Outstanding CRA rating (2020), meets basic financial requirements (ROA +0.40%).

Institution Profile

FDIC BankFind

Website

www.boonville.bank

Address

123 N 3rd St, BOONVILLE, IN

County

Warrick County

Established

January 1, 1917

Total Assets

$69M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$69M

Total Deposits

$51M

Net Loans

$49M

Net Income

$70K

ROA

0.40%

Below avg for Small banks. Peer avg: 0.44%

ROE

4.54%

Risk-Based Capital

16.98%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.40%Peer avg: 0.44%▼ Below avg

Risk-Based Capital16.98%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate10.00%Peer avg: 6.90%▲ More than avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$51M

1-Year Change

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	70	72.86%	10.00%
2023	73	60.27%	16.44%
2022	74	70.27%	12.16%
2021	70	77.14%	7.14%
2020	63	87.3%	3.17%
2019	54	90.74%	5.56%
2018	76	81.58%	13.16%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jun 2020	Outstanding	Small Bank
May 2014	Outstanding	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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