🏦Bank Scorer

BOM BANK

NATCHITOCHES, LA · Supervised by FDIC

Est. 1903FDIC #1,373RSSD: FDIC-1373
Part ofGRANT BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.26%

Institution Profile

FDIC BankFind

Address

814 Washington St, NATCHITOCHES, LA

County

Natchitoches County

Established

October 5, 1903

Total Assets

$1.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.5B

Total Deposits

$1.3B

Net Loans

$1.1B

Net Income

$5M

ROA

1.26%

ROE

11.88%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate12.83%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

26

Branch Deposits

$1.2B

1-Year Change

+7

5-year net change: +11 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202418776.47%12.83%
202328877.08%11.11%
202233885.21%5.33%
202124283.06%7.85%
202027684.78%6.88%
201923075.65%11.30%
201817584%6.29%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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