🏦Bank Scorer

BLUFF VIEW BANK

GALESVILLE, WI · Supervised by FDIC

Est. 1883FDIC #8,693RSSD: FDIC-8693
Part ofGALE BANK HOLDING CO INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2021

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.22%

Institution Profile

FDIC BankFind

Address

16893 S Main St, GALESVILLE, WI

County

Trempealeau County

Established

January 1, 1883

Total Assets

$154M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2021

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$154M

Total Deposits

$120M

Net Loans

$99M

Net Income

$83K

ROA

0.22%

ROE

1.52%

Risk-Based Capital

21.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate1.61%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$127M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20246298.39%1.61%
20236288.71%3.23%
20226891.18%7.35%
202115295.39%3.29%
202025393.68%3.95%
201913796.35%2.92%
20189394.62%2.15%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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