🏦Bank Scorer

BLOOMSDALE BANK

BLOOMSDALE, MO · Supervised by FDIC

Est. 1914FDIC #9,788RSSD: FDIC-9788
Part ofPEOPLES COMMUNITY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.44%

Institution Profile

FDIC BankFind

Address

55 Mill Hill Rd, BLOOMSDALE, MO

County

Ste. Genevieve County

Established

May 1, 1914

Total Assets

$397M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2025

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$397M

Total Deposits

$366M

Net Loans

$260M

Net Income

$2M

ROA

2.44%

ROE

31.46%

Risk-Based Capital

13.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate4.09%Peer avg: 7.63%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$337M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202417192.98%4.09%
202314089.29%2.86%
202220188.56%4.48%
202136788.28%5.45%
202067190.46%3.87%
201922883.77%10.53%
201819984.42%9.55%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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