This institution is no longer active
Operations ceased on April 1, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$788M
Net Loans
$871M
Net Income
$3M
ROA
1.07%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.20%
Risk-Based Capital
13.66%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 111 | 63.06% | 12.61% |
| 2018 | 170 | 71.18% | 15.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2018 | Satisfactory | Intermediate Small Bank |
| Aug 2015 | Satisfactory | Intermediate Small Bank |
| Nov 2012 | Satisfactory | Small Bank |
1 previous rating locked — back to 2007
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