🏦Bank Scorer

BEVERLY BANK & TRUST COMPANY, NATIONAL ASSOCIATION

CHICAGO, IL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 2004FDIC #57,701
Outstanding Same

Current rating · Exam: June 2024

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.89%

Is this bank safe?

BEVERLY BANK & TRUST COMPANY, NATIONAL ASSOCIATION earned an Outstanding CRA rating (2024), and is financially strong (ROA +1.89%).

Institution Profile

FDIC BankFind

Address

10258 S Western Ave, CHICAGO, IL

County

Cook County

Established

April 1, 2004

Total Assets

$2.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 3, 2024

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jun 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.7B

Total Deposits

$2.3B

Net Loans

$2.1B

Net Income

$12M

ROA

1.89%

Above avg for Community banks. Peer avg: 0.90%

ROE

18.33%

Risk-Based Capital

12.45%

Below avg for Community banks. Regulatory min: 8%

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.89%Peer avg: 0.90%▲ Above avg
Risk-Based Capital12.45%Peer avg: 12.91%▼ Below avg
Mortgage Denial Rate6.67%Peer avg: 10.20%▼ Fewer than avg

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Branch Footprint

FDIC SOD 2025

Total Branches

8

Branch Deposits

$2.2B

1-Year Change

-1

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20237573.33%6.67%
202211375.22%3.54%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jun 2024OutstandingLarge Bank
Jul 2018OutstandingLarge Bank
Jun 2014OutstandingLarge Bank

2 previous ratings locked — back to 2007

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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