🏦Bank Scorer

BEACON BUSINESS BANK, N.A.

SAN FRANCISCO, CA · Supervised by OCC (Office of the Comptroller of the Currency)

FDIC #25,644
Satisfactory Same

Current rating · Exam: August 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Is this bank safe?

BEACON BUSINESS BANK, N.A. holds a Satisfactory CRA rating (2025).

Institution Profile

FDIC BankFind

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 4, 2025

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Aug 2030(based on asset size)

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$141M

1-Year Change

0

5-year net change: -1 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Aug 2025SatisfactorySmall Bank
Jan 2021SatisfactorySmall Bank
Nov 2016SatisfactorySmall Bank

5 previous ratings locked — back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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