🏦Bank Scorer

This institution is no longer active

Operations ceased on August 1, 1995. CRA examination history below reflects the period it was active.

THE SALINE VALLEY BANK

LINCOLN, KS · Supervised by FDIC

Est. 1881FDIC #17,031RSSD: FDIC-17031
Satisfactory Same

Current rating · Exam: August 1994

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

101 East Lincoln Avenue, LINCOLN, KS

County

Lincoln County

Established

September 1, 1881

Total Assets

$30M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1994

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$30M

Total Deposits

$27M

Net Loans

$9M

Net Income

$117K

ROA

0.77%

ROE

8.12%

Risk-Based Capital

28.37%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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