At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Consumer Complaints (12 mo)
None on record
0 per $B assets · filed with CFPB
Financial Health
Adequate
ROA 1.58%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$804M
Total Deposits
$721M
Net Loans
$492M
Net Income
$3M
ROA
1.58%
ROE
17.07%
Risk-Based Capital
16.58%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
11
Branch Deposits
$687M
1-Year Change
-1
Last 12 Months
0
All Time
85
Monetary Relief
11.8%
Untimely Response
1.2%
Most common complaint type: Checking or savings account· 0 per $B assets (12m)
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
9 previous ratings locked — dating back to 1993
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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