🏦Bank Scorer

BANK OF THE PANHANDLE

GUYMON, OK · Supervised by FDIC

Est. 1976FDIC #22,340RSSD: FDIC-22340
Part ofPANHANDLE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.92%

Institution Profile

FDIC BankFind

Address

1223 N Main St, GUYMON, OK

County

Texas County

Established

October 12, 1976

Total Assets

$573M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$573M

Total Deposits

$464M

Net Loans

$355M

Net Income

$3M

ROA

1.92%

ROE

13.52%

Risk-Based Capital

18.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$436M

1-Year Change

0

5-year net change: +3 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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