🏦Bank Scorer

BANK OF LINDSAY

LINDSAY, NE · Supervised by FDIC

Est. 1953FDIC #19,087RSSD: FDIC-19087
Part ofLINDSAY STATE CO→ View all charters
Outstanding Up

Current rating · Exam: March 2022

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.26%

Institution Profile

FDIC BankFind

Address

102 Pine St, LINDSAY, NE

County

Platte County

Established

April 15, 1953

Total Assets

$101M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 2022

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Mar 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$101M

Total Deposits

$74M

Net Loans

$78M

Net Income

$67K

ROA

0.26%

ROE

2.89%

Risk-Based Capital

11.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$65M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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