This institution is no longer active
Operations ceased on March 10, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$146M
Total Deposits
$120M
Net Loans
$102M
Net Income
$2M
ROA
1.11%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.38%
Risk-Based Capital
11.74%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 43 | 93.02% | 2.33% |
| 2023 | 58 | 86.21% | 8.62% |
| 2019 | 60 | 88.33% | 8.33% |
| 2018 | 53 | 88.68% | 11.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Small Bank |
| Nov 2018 | Satisfactory | Small Bank |
| Feb 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/bank-of-gibson-city" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: